1% DOWN
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You put down 1%, your lender contributes 2%*, giving you 3% equity at closing
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Great low rates
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Close in 30 days or less
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Conventional 30-year fixed program
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Available with no monthly Mortgage Insurance
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*2% lender contribution may only be applied to down payment
ARMs AREN’T WHAT they used to be
Considering an Adjustable Rate Mortgage?
Today’s ARMs are a lot different than they were in the past — and they may be the best choice for your purchase or refinance.
ARMs ARE SMARTER
• Most people only stay in their mortgage for 5 to 7 years. Why not go for the lower rate?
• With an ARM, more of your payment goes toward the principal, so you pay down your mortgage faster.
ARMs ARE SAFER
• ARMs no longer feature pre-payment penalties, so you can easily refinance.
• You’ll never have to worry about a big balloon payment
ARMs CAN SAVE YOU MONEY
• A lower rate means a lower payment, which means more cash in your pocket each month.
LOAN TYPES
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FHA
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CONVENTIONAL
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Fannie
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Freddie
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REFINANCE OR PURCHASE
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GET A FASTER, EASIER MORTGAGE OR REFINANCE WITHOUT THE HASSLE OF GATHERING FINANCIAL DOCUMENTS
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Here’s how it works:
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• You simply e-sign your loan documents
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• We verify your income, assets and tax returns
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• We notify you when your loan is approved
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GO DOC-LESS TODAY!
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FIND OUT HOW MUCH EASIER GETTING A MORTGAGE CAN BE
APARTMENT LOANS
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UP TO $50,000,000.00
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75% LOAN TO VALUE
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FULL DOCS
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30 Yrs Amortized
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3/1, 5/1, 7/1 & 10/1 Available
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REFINANCE OR PURCHASE
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COMMERCIAL LOANS
Big banks can be a big hassle.
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WE’RE LICENSED MORTGAGE PROFESSIONALS, AND HOME TO SO MUCH MORE THAN WHAT BIG BANKS OFFER
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Lower rates and cheaper costs
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Partnership with hundreds of lenders to shop for your best deal
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Multiple loan products to choose from, not just two or three
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Closing in 30 days or less
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Specialize in mortgages and refis